|Mediocredito Italiano S.p.A.|
|Società per Azioni|
|Headquarters||18 via Montebello, Milan, Italy|
|Services||Financial leasing, factoring and medium-term loan|
|Total assets||€47.986 billion (2014)|
|Total equity||€2.221 billion (2014)|
|Owner||Intesa Sanpaolo (100%)|
|Capital ratio||9.2% (CET1)|
Mediocredito Italiano S.p.A. (MCI) is an Italian commercial bank based in Milan, Lombardy region.
Istituto di credito per il finanziamento a medio termine alle piccole e medie industria della Lombardia or Mediocredito Lombardo in short was found in 1953, which Cassa di Risparmio delle Provincie Lombarde (Cariplo) was the major funder. In January 1992 the bank had changed from statutory corporation (Italian: ente di diritto pubblico) to limited company (Italian: società per azioni). As at 31 December 1996, Cariplo Group was the major shareholders of Mediocredito Lombardo (79.37%). The rest was owned by banks in Italy, such as Banca Apulia (0.013%).
Cariplo group also owned 42.07% shares of Mediocredito Abruzzese e Molisano and 42.32% shares of Mediocredito del Sud, which was absorbed into Mediocredito Lombardo in 1997 and 1999 respectively. In 1998 Banca Intesa also became the ultimate parent company of Mediocredito Lombardo.
In 1999–2000 Mediocredito Lombardo acquried the controlling interests of Credito Industriale Sardo from the Ministry of the Treasury (53.23%). In 2000, the bank was renamed to Banca Intesa Mediocredito, which became Banca IntesaBCI Mediocredito in 2001 to in line with the name change of the bank group. In 2003 the bank reverted to use Banca Intesa Mediocredito as legal name, or Intesa Mediocredito in short.
In 2014, Leasint, Centro Leasing, leasing division of Neos Finance, Mediofactoring, Centro Factoring and Agriventure were merged into Mediocredito Italiano.
- "2014 Annual Report" (PDF). Mediocredito Italiano. 27 August 2015. Retrieved 10 March 2016.
- Ministry of the Treasury (30 January 1992). "Approvazione del progetto di ristrutturazione presentato dal Mediocredito lombardo" (in Italian). Italian Republic Official Gazette. Retrieved 10 March 2016.
- "1996 Bilancio" (in Italian). Banca Apulia. 1997. Retrieved 19 April 2016.
- "History". Mediocredito Lombardo. Retrieved 10 March 2016.
- Official website (Italian) (English)