Subsidiary (Società per azioni)
Industry Financial services
Founded 1842
Headquarters La Spezia, Liguria
Key people
Andrea Corradino (President)[1]
Products Retail banking
Revenue Increase €110 million (2013)[1]
Increase €40.4 million (2013)[1]
Profit Increase €14.4 million (2013)[1]
Total assets Increase €2.68 billion (2013)[1]
Total equity Increase €185 million (2013)[1]
Owner Cariparma (80%)
Crédit Agricole S.A. (75%)
– Fondazione Cariparma (15%)
– Sacam International (10%)
Fondazione Carispezia (20%)
Number of employees
Increase 561 (2013)[1]
Parent Crédit Agricole S.A.
(via Cariparma)

Cassa di Risparmio della Spezia SpA or Carispezia in short, is an Italian regional bank, which is part of Cariparma Group, the Italian arm of French banking group Crédit Agricole.


Found in 1842,[2] Carispezia became Società per azioni in 1992, which a new legislation split the bank non-profit making ownership and banking operation.

Cariplo & Banca Intesa era

In 1995, Carispezia was merged with the saving bank of Alessandria and Carrara, with Cassa di Risparmio delle Provincie Lombarde (Cariplo) and the foundations became the new shareholder of a new holding company Carinord Holding SpA (acronym of Cassa di Risparmio Nord), which held 68.09% of Carispezia shares, and 31.91% shares remain held by Fondazione Carispezia.[3] In 1998, Cariplo held 30.94% shares of Carinord Holding.[4]

In 1998 Cariplo merged with Banco Ambrosiano Veneto to form Banca Intesa, which the shares of Carinord Holding held by Cariplo was transferred to Banca Intesa.[5]

In 2002, the saving bank of Alessandria was split from the union.[6] Carinord 2 SpA was formed, with Banca Intesa held 41.14%,[7] Fondazione Carispezia held 31.83%, Fondazione CR Carrara held 27.03%.[8] Fondazione Carispezia was the de facto major shareholder through direct and indirect holding of Carispezia's shares.

As part of Banca Intesa ended in 2003, which Carinord 2 was acquired by Banca CR Firenze (for Spezia only) and Banca Carige (for Carrara only). Banca Intesa would received €115 million for its 41.14% shares on Carinord 2.[8]

Banca CR Firenze era

In 2004 Banca CR Firenze completed the takeover of Carispezia, which the bank acquired the shares of Carinord 2 from the foundation. in 2006 the foundation further decreased its direct ownership on Carispezia to 20%.[3]

Return to Intesa

In 2007, Intesa Sanpaolo, the successor of Banca Intesa, merged with Banca CR Firenze by shares exchange.[9] In 2008 the privatization was completed, thus Carispezia finally acted as a subsidiary of Intesa instead of a loose shareholding union.

Crédit Agricole era

However, in 2011, as part of Crédit Agricole further direct investment into Italy as well as disinvestment in Intesa Sanpaolo, Carispezia was acquired by the French banking group, and place under the ownership of its Italian subsidiary, Cariparma.

The brand Carispezia was survived from the takeover, despite under the name "Carispezia-Crédit Agricole" in the logo.


Carispezia was the sponsor of Serie B club Spezia Calcio (as of 2015–16 season).

See also


External links

This article is issued from Wikipedia - version of the 11/1/2016. The text is available under the Creative Commons Attribution/Share Alike but additional terms may apply for the media files.